Click here to view your points.
Click here to refer more friends for more chance to win.
Which credit card deal is right for you? What perks should your credit card be offering you? What is a ‘good’ deal and how can you avoid being lured into a commitment that doesn’t serve your needs?
The broad range of credit cards on offer and the endless attempts from companies to woo you is enough to leave anyone confused.
However, if you’re savvy you can not only bag yourself the right credit card for you, but also benefit from some amazing perks. You could earn hundreds in cash, or points you can redeem for everything from air miles, to once in a lifetime experiences and high street discounts.
The team at comparison site moneyguru.com understand you don’t always have time to trawl through the credit card market, so have pulled together some of their favorite rewards to help you with your search.
Nobody really wants to spend their hard earned cash on loo roll and bread. Luckily there are loads of options for you to earn points to go towards your weekly shop. From Nectar to Club Card points, these cards are a great way to save a bit of money and get free stuff whenever you use your card.
Providers such as Sainsbury’s and Tesco offer reward points to spend on your weekly shop.
Whether you want to save up to visit that exotic location, or just fancy a cheeky upgrade on your next international flight, loads of credit cards offer you the chance to bank air miles as you spend. If you’re a bit of a travel junkie, this is a great way of making your adventures stress-free and could mean you can save more spending money too.
If you’re after a credit card that can help you find your travel wings then Virgin Money and American Express are a good place to start.
If you are thinking about taking out one of these cards, make sure you can pay the balance off in full every month. If you start racking up interest, this will overshadow any air miles you might have collected.
Travel rewards, or ‘Avios’ are offered by a lot of the big credit card companies. There is the potential to earn some great rewards – from show tickets, days out and dinners, there’s something for everyone. You can even cash in your points for experiences like wine tasting, spa days or even Ferrari driving.
Virgin Money and American Express reward their card users with air miles and travel rewards.
If you fancy whisking someone away for the weekend, having a night away from it all, or just want a little bit of luxury on your next holiday, some credit cards offer incentives on hotel stays in the UK and abroad.
A lot of credit card companies offer rewards and features like 0 per cent balance transfer and 0 per cent on purchases for a set amount of time, so all you have to worry about is what you are going to use it on.
Remember, it’s always a good idea to compare all the different options out there before you commit. If used incorrectly, reward credit cards can end up costing you money which isn’t ideal. So make sure you pay off your balance each month, read all the T&Cs and you could be racking up points and rewards before you know it.
For more information and to compare a range of credit card options visit www.moneyguru.com/compare/credit-cards.